NOW:53207:USA00949
http://widgets.journalinteractive.com/cache/JIResponseCacher.ashx?duration=5&url=http%3A%2F%2Fdata.wp.myweather.net%2FeWxII%2F%3Fdata%3D*USA00949
58°
H 69° L 55°
Clear | 12MPH

Boating Safety Made Easy

June 2, 2014

“With the start of this year’s boating season, there are plenty of simple things boaters can do to protect themselves, their passengers and their property,” said local Allstate agent Andrew J. McCabe. “From following basic safety measures to re-evaluating their insurance coverage, boaters can enjoy a memorable and fun season while making it safe for everyone.”


Boating safety starts with one of the easiest measures – simply wearing a life jacket, a practice Allstate has endorsed for years.

Although the law requires boaters to carry Coast Guard approved life jackets on board their vessels, 90 percent of all boaters who drown are not wearing life jackets.

Allstate recommends all captains take the Allstate Safe Boaters Pledge this year. In addition to making the wearing of life jackets a rule, the pledge – approved by the U.S. Coast Guard and the National Safe Boating Council – recommends the following steps:

• Take a boating education course
• Don’t mix drinking and boating
• Know the weather and water conditions
• File a boat plan, and give the information to a friend or relative who can call for help if your don’t return as scheduled
• Observe the nautical rules-of-the-road, including speed limits
• Get a courtesy vessel safety check
• Report emergencies via channel 16 on a marine VHF-FM radio
• Don’t discharge oil, trash or sewage into the water
• Properly insure your boat and make sure it has sufficient coverage

Although laws don’t require insurance for boats the same way they do for cars, the numbers make a compelling case for boat insurance. Through October 2007, the national average boat-liability claim was $23,583, and the average physical damage claim was $5,214, according to Allstate’s watercraft-line claim files.

“Boat insurance can help protect you from unexpected expenses that could reach well into the thousands,” McCabe said. “Allstate offers a variety of options that provide security and peace of mind.”

Boat insurance should cover physical damage to your boat, motor or trailer; offer medical payment coverage in case someone is injured; and provide liability protection in case someone gets hurt or injured while boating.

With a long track record of providing comprehensive and affordable boat insurance, Allstate has the experience, knowledge and options to customize your coverage and help keep costs down. For starters, in some states, take an approved boating safety course and you’ll save 5 percent off your insurance. And if you have other Allstate insurance, your premiums can come down even more.

With Allstate, you don’t need exotic riders if you take your boat on a trip – we provide coverage across the U.S. up to 100 nautical miles of the United States and Canada. And while some companies exclude accidents that occur in tournaments or competitions, Allstate’s policies can provide coverage of boats in fishing tournaments.

Our coverage includes wreck removal coverage that helps cover the cost of removing your boat after an accident, and emergency services coverage for those instances when you breakdown and need a tow.

Other options include:
• An “agreed value” option that provides non-depreciated coverage
• Uninsured watercraft coverage that protects you if you’re hit by someone without insurance
• Personal effects coverage that includes things like expensive fishing equipment, water skis and other recreational and personal items

This site uses Facebook comments to make it easier for you to contribute. If you see a comment you would like to flag for spam or abuse, click the "x" in the upper right of it. By posting, you agree to our Terms of Use.

Suburban News Roundup

E-mail Newsletter

Your link to the biggest stories in the suburbs delivered Thursday mornings.


Enter your e-mail address above and click "Sign Up Now!" to begin receiving your e-mail newsletter
Get the Newsletter!

Login or Register to manage all your newsletter preferences.

Community Watch

» Suburban roundup: Week one of the WIAA football postseason 02:04 PM

» Franklin defense locks down Kenosha Bradford 10/25

» Preps football photos of the week: Level 1 10/24

» Franklin Police investigate armed robbery at North Shore Bank 10/24

» Franklin boys volleyball team wins Southeast divisional title 10/22

» Glen Morrow hired as new Franklin City Engineer 10/22

» Poll: Which area team will win a state football title? 10/22

» Franklin's EDC remains clouded in political dust-up 10/21

» Man arrested for fraud after ordering food, passing out and leaving eatery 10/21

» Teen drug use, prevention panel discussion Thursday, Oct. 30 10/21

» Early voting now open at Oak Creek City Hall 10/21

» County Supervisor Steve Taylor to host Oak Creek town hall meeting on Wednesday 10/20

» County Supervisor Steve Taylor to host Hales Corners town hall meeting on Wednesday 10/20

» Across Wisconsin, uneven property assessments fly in the face of fairness Updated:  10/19

» Preps football photos of the week: Week 9 10/17

» New theater group raises the curtain in Franklin 10/15

» Village Board requests Hales Corners Wading Pool remains open in 2015 10/15

» At Franklin High, digital age overtakes parent-teacher conferences 10/14

» 2 arrested after having sex in car in grocery store parking lot 10/14

» Star Wars-themed events held through Saturday at Oak Creek Public Library 10/14

» Poll: Will Greendale or South Milwaukee win in Week 9 matchup? 10/14

» Man charged for facilitating a sex crime with 13-year-old girl in Hales Corners 10/13

» Preps football photos of the week: Week 8 10/10

» Franklin football team outlasts Indian Trail, 31-24, closes in on SEC title 10/9

» Submit election letters now: deadline is Oct. 20 10/9

View All Posts Got a tip? Welcome rss

Local Business Directory

Advertisement

Deal Watch - Milwaukee

Milwaukee's Best Discounts & Deals

CONNECT